Legal Disclaimer

Africa Funeral Coop (AFC) is a community-based cooperative, not an insurance company or financial institution. Membership in AFC does not constitute an insurance policy or guarantee of benefits. While we strive to provide affordable and accessible funeral services to our members, the availability and specific details of these services may vary depending on a variety of factors, including membership size, available funds, and local regulations.

Contributions and Benefits:

Member contributions to AFC are not refundable and are used to cover the funeral expenses of members who have passed away. The amount of financial assistance provided for funeral services is subject to the terms and conditions of the cooperative agreement and may not fully cover all costs associated with a funeral. AFC does not guarantee the availability of funds for every member’s funeral.

Blockchain Technology:

AFC utilizes blockchain technology to ensure transparency and security in the management of member contributions. While we take all reasonable measures to protect member data and funds, we cannot guarantee the complete security of the blockchain system against potential risks such as hacking, technological malfunctions, or regulatory changes.

Investment Risks:

Investing in AFC involves risks, including the potential loss of invested capital. The performance of AFC is subject to market fluctuations, operational challenges, and regulatory uncertainties. Prospective investors should carefully consider these risks and consult with financial advisors before making any investment decisions.

No Legal or Financial Advice:

The information provided by AFC, whether on our website, in marketing materials, or through any other communication channel, is for informational purposes only and should not be construed as legal, financial, or investment advice. AFC does not provide any guarantees or warranties regarding the accuracy, completeness, or reliability of this information.

Changes to Terms and Conditions:

AFC reserves the right to modify or amend these disclaimers, terms, and conditions at any time. It is the responsibility of members and investors to stay informed about any updates.

By joining AFC as a member or investing in AFC, you acknowledge that you have read and understood this disclaimer and agree to its terms and conditions.